Got questions?

If you have any questions about your loan options you should call a loans specialist.

Member Care Centre
1300 362 216

You can choose from a range of MOVE Bank investment loans to help you improve your asset position. Whether you want to invest in property, shares or refinance an existing investment, you’ll find a loan to suit your needs.

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Resources to help

Use the handy tools to calculate your loan repayments:

Things to consider when you're thinking about building an investment portfolio

Know what you want to achieve

Is it money? Wealth? Financial freedom? Maybe all of the above. So firstly identify your end goal and then formulate a plan to get you there. A financial planner can help you choose the right investment for you to succeed.

Know what you can afford

Before you start looking at what to buy, you need to know what you can afford to buy. Get a loan pre-approved and make sure you’ve set some funds aside for acquisition costs, holding costs and a financial buffer for a rainy day or rising interest rates.

Make sure you’re getting a good deal on property

The last thing you want is to make a loss on an investment property, so it is important to do your research, ask MOVE Bank staff for advice with RP Data and have a professional valuation of the property prior to purchase.

Landlords insurance

Having an investment property can be fantastic if kept in good shape. If you unfortunately have tenants who don’t respect this, landlords insurance could be your saviour.

Loan insurance

Taking out a loan for investment can be particularly worthwhile. Also worthwhile is loan repayment insurance, to protect you from financial hardship if anything was to occur that would prevent loan repayments from taking place


Negative gearing

Negative gearing is a practice whereby an investor borrows money to acquire an income-producing investment property expecting the gross income generated by the investment, at least in the short term, to be less than the cost of owning and managing the investment, including depreciation and interest charged on the loan (but excluding capital repayments).

Capital Gains

A type of tax levied on capital gains incurred by individuals and corporations. Capital gains are the profits that an investor realises when he or she sells the asset for a price that is higher than the purchase price. Capital gains taxes are usually triggered when an asset is sold and not while it is held by an investor.


A type of real estate investment strategy in which an investor purchases properties with the goal of reselling them for a profit. Profit is generated either through the price appreciation that occurs as a result of a hot housing market and/or from renovations and capital improvements.

Got questions?

If you have any questions about your loan options you should call a loans specialist.

Member Care Centre
1300 362 216
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