Valuing your home and contents for insurance can seem like a large task, however once it is done thoroughly it means you can rest assured that your possessions and your home are protected in case of a loss.

Here’s a few tips to help you with valuing your home and contents.


Rebuilding your home

The first part of your insurance will be the home, online calculators can help to determine how much a full rebuild will cost by factoring into the price demolition, construction factors, material availability, and difficultly of the rebuild. You will be asked to list fixtures, rooms, and other specific information about the structure of your home. This will all help to provide an estimate that is accurate.


Replacing your contents

An itemised list of your possessions from room to room should be drawn up to ensure you don’t miss important everyday items. More expensive items may need to be separately listed on your insurance policy. Photos can also be taken to prove ownership down the track.

It’s recommended to let your insurer know if you perform renovations, add things to your home, or move house. It’s important to review your policy every year to ensure you don’t find yourself underinsured down the track.


Review your policy and drive away with $20K*

Step into a new home insurance policy and drive away with $20K. We’re giving new home insurance customers the chance to win $20,000 towards a new car. Or a $1,000 gift card*.  Simply take out a new eligible policy from MOVE by June 3 and you’re in the draw.


Get a quote today!


Insurance issued by Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance. Any advice is general only. Consider the relevant PDS available from to see if a product is right for you. *Conditions of Entry apply and are available at See Conditions of Entry for a full list of participating partners and eligible policies. Authorised under NSW Permit Number LTPS/18/21404, ACT Permit Number TP18/00130, SA Licence Number T18/103.